We are looking to have all of our credit card processing (app. $5MM annually) run native on the iSeries. Currently, we are using a solution that executed PC batch commands and transferred the results to the i. The 3 major problems with that are:
1. We cannot get an instant authorization at the CSR's workstation. The batch process has to be manually run on one licensed PC. Therefore, resolving CC declines can be a long drawn out process.
2. The process is run as two steps, Authorization and Force, which each cost a certain amount. Taking the money in one transaction could save almost .25% per transaction, significant with our volume.
3. It's much harder to maintain PCI compliance using this solution, because of extra layers of security between the PC network and the iSeries.
So, we've been looking at Curbstone software, at a cost of about $15K/year, and JetPay, which has no upfront cost, but takes a cut on every transaction. Each seems to have their merits, but I'd like to know if any of you have experience with either one, so that we can make a more informed decision. Thanks, as usual, for all your help!
1. We cannot get an instant authorization at the CSR's workstation. The batch process has to be manually run on one licensed PC. Therefore, resolving CC declines can be a long drawn out process.
2. The process is run as two steps, Authorization and Force, which each cost a certain amount. Taking the money in one transaction could save almost .25% per transaction, significant with our volume.
3. It's much harder to maintain PCI compliance using this solution, because of extra layers of security between the PC network and the iSeries.
So, we've been looking at Curbstone software, at a cost of about $15K/year, and JetPay, which has no upfront cost, but takes a cut on every transaction. Each seems to have their merits, but I'd like to know if any of you have experience with either one, so that we can make a more informed decision. Thanks, as usual, for all your help!
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